Interest Rates

We offer competitive rates for our loan programs. If you don't see a rate you're looking for, you can use our Rate Tracker service to request that we notify you when rates reach a certain level.

Rates are subject to changing market conditions.

Rates last updated on May 28 2020, 12:44PM CST
15 Year VA Fixed
Interest Rate Origination Fees Loan Fees APR Payment  
2.250% 0.000% View Fees 2.574% $1,310.17 Apply Now
30 Year VA Fixed
Interest Rate Origination Fees Loan Fees APR Payment  
2.250% 0.000% View Fees 2.423% $764.49 Apply Now
30 Year Fixed
Interest Rate Origination Fees Loan Fees APR Payment  
2.990% 0.000% View Fees 3.055% $842.13 Apply Now
5/1 Jumbo ARM
Interest Rate Origination Fees Loan Fees APR Payment  
3.250% 0.000% View Fees 3.670% $1,815.25 Apply Now
15 Year Fixed
Interest Rate Origination Fees Loan Fees APR Payment  
2.750% 0.000% View Fees 2.868% $1,357.24 Apply Now
30 Year FHA
Interest Rate Origination Fees Loan Fees APR Payment  
2.750% 0.000% View Fees 3.862% $816.48 Apply Now
15 Year FHA
Interest Rate Origination Fees Loan Fees APR Payment  
2.750% 0.000% View Fees 4.065% $1,425.11 Apply Now
5/1 Year ARM
Interest Rate Origination Fees Loan Fees APR Payment  
2.750% 0.000% View Fees 3.345% $816.48 Apply Now

Rates posted for Conventional loans assume 70% or less LTV with a min 760 FICO score and fully documented income and assets. FHA/VA rates posted assume a 720 FICO with fully documented income on FHA/VA Purchase and Cash-out and no income verified on FHA Streamline or VA IRRRL. Loans that do not meet these terms will be subject to higher rates. All rates subject to change without notice and are available upon approved credit only.

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Disclaimer:
Prime 1 Bancorp, Ltd is not affiliated with any government organization or bank nor do we act on behalf of the FHA or VA. This material is not from HUD or FHA and has not been approved by HUD or a government agency. We are not a Federally chartered or State Chartered Bank. We are an we are an Illinois Residential Mortgage Licensee by the Office of Banks and Real Estate License #MB.6761138, a Colorado Registered Mortgage Brokerage by Division of Real Estate, a Florida Residential Mortgage Brokerage Licensed by the Office of Financial Regulation License #MBR1930 dba Prime 1 Mortgage Inc, a California CFL Licensed Mortgage Brokerage by Department of Business Oversights 60DB055973 and a Texas SML Licensed Mortgage Brokerage by the Texas Department of Savings and Mortgage Lending. Prime 1 Bancorp, LTD Corporate Office is located at 2720 S. River Rd Suite 50, Des Plaines, IL 60018 our Toll Free Number is 888-205-3737. NMLS: 1434638

Loan product availability is subject to qualification of the borrower and loan approval after full review of the file. Not every applicant qualifies or is eligible for every loan program. Some loan products may not be available in all states. Loan approval, note rate and annual percentage rate are dependent on factors including, but not limited to, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms and annual interest rates are subject to change without notice. NMLS: 1434638

Figure: 7 TAC §80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.